Topstep vs FXIFY

Compare pricing, evaluation rules, funded rules, payouts and platforms side by side. Change the firm, account type or size in each card and the whole table updates instantly.

Topstep logo
TopstepA

🇺🇸 United States · est. 2012

Firm
Account Type
Account Size
FXIFY logo
FXIFYB

🇬🇧 United Kingdom · est. 2023

-30%
Firm
Account Type
Account Size
Compare a third firm:
Metric
Topstep
FXIFY
Metrics
Total CostAfter active discount
$49/mo
Best Price
$379$265.30
Save $113.70-30%
Cost per $1KPrice ÷ buying power
$0.98/moBest
$5.31
Billing
Monthly subscription
One-time fee
Profit SplitTrader share once funded
90%
90%
Evaluation Rules
Profit Target
$3,000
$5,000
Maximum Drawdown
$2,000 (EOD Trailing)
$3,000 (Intraday Trailing)
Daily Loss Limit
$1,000
$1,500
Min Trading Days
Unverified
5 days
Reset Fee
$49
Max Contracts
5 minis / 50 micros
Funded Rules
Funded Drawdown
$2,000 EOD Trailing
6% Trailing ($3,000)
Consistency Rule
50% (eval)
None
News Trading
Allowed
Allowed
Max Live Balance
Unverified
Unverified
Payouts & Fees
Payout Frequency
Daily (up to 5/week)
On demand
Min Payout
Payout CapPer payout window
$4,000
Activation FeeTo start the funded account
$149
Platforms & Payouts
Platforms
  • TradingViewTradingView
  • NinjaTraderNinjaTrader
  • TradovateTradovate
  • MetaTrader 4MetaTrader 4
  • MetaTrader 5MetaTrader 5
  • DXtradeDXtrade
Payout Methods
  • WiseWise
  • PlanePlane
  • RiseRise
  • WiseWise
Get Started
View

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Key Differences

Topstep and FXIFY take noticeably different approaches to funding traders. FXIFY is the cheapest way in — entry-level evaluations start at $27.30 with code TICKSHIFT (-30%), versus $49 at Topstep.

On experience, Topstep has been operating since 2012, giving it the longest public payout track record here, while FXIFY (est. 2023) competes with on demand payouts and a maximum allocation of $400K. Profit splits reach 90% at Topstep and 100% at FXIFY.

Rule structure is where most traders should focus: compare each firm's drawdown style, consistency rule and daily loss limit in the table above — switching the account type and size dropdowns updates every row so you can compare the exact accounts you'd actually buy.

Trading Rules: Side-by-Side

Rule
Topstep
FXIFY
Weekend Holding
Not allowed
Allowed
Overnight Holding
Not allowed
Allowed
Hedging
Not allowed
Allowed
Copy Trading
Allowed (own accounts)
Allowed (own accounts)
EAs / Automation
Semi-automated only
Allowed

Which Firm Is Right for You?

Budget-Conscious Beginners

Our pick

FXIFY

  • Evaluations from $27.30 with code TICKSHIFT
  • One Phase (50:1) uses a intraday trailing drawdown
  • Payouts: On demand
View FXIFY

Experienced Traders

Our pick

Topstep

  • Scale up to $450K in total allocation
  • Profit split up to 90%
  • Standard · RTA Off for advanced rule flexibility
View Topstep

Frequently Asked Questions

With current discounts, entry-level evaluations start at $49 at Topstep, $27.30 at FXIFY (code TICKSHIFT). Use the dropdowns above to compare the exact account type and size you plan to buy — pricing gaps change significantly across sizes, and the “Cost per $1K” row normalizes them.